Commercial DEPOSIT PRODUCTS & SERVICES

Commercial Checking

Texas Hill Country Bank offers a variety of products and services to fit your business needs.  We understand how important successful businesses are to our communities.  We are committed to providing you with the resources you need to help make the most of every opportunity. 

Small Business Checking

A Small Business Checking is a convenient way to manage, grow and access your small business funds.  All while having the same resources offered to our larger businesses.

Commercial Checking

The Commercial Checking account is designed for those businesses that process a high volume of transactions each month and maintain larger deposit balances.  With the Commercial Checking, you’ll receive unlimited transactions along with earnings credit to offset low monthly fees.

Commercial Interest Checking

The Commercial Interest Checking was specifically designed for Not-For-Profit Organizations.  This account will give your organization the ability to earn interest while having full access to your funds.

Money Market Checking

Our Money Market Checking is a tiered-rate account that earns competitive interest rates with limited access.  Similar to a savings account, a money market account can help you grow your money while giving you quick access to your business funds. 

 

Want to learn more about opening an account? 

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Need to download a New Business Account Information Sheet?
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Business Checking Accounts
Account Type Minimum Opening Deposit Account Features To Avoid Service Charge Service Charge/ Other Charges Interest
SMALL BUSINESS COMMERCIAL CHECKING

$100.00

  • Unlimited Check Writing
  • Free ATM/Debit Card
  • Free Web Banking and Bill Pay
  • Free Mobile Banking (with GoDough App)
  • Monthly Statement with check images
  • Specialized Treasury Management Services
N/A
  • $3.00 Monthly Service Charge
  • Per Item Charge after 300 items $ 0.25 (debits and credits)
No
COMMERCIAL CHECKING ACCOUNT ANALYSIS $100.00
  • Free ATM/Debit Card
  • Free Web Banking and Bill Pay
  • Free Mobile Banking (with GoDough App)
  • Monthly Statement with check images
  • Account analysis automatically offsets fees with an earnings credit to eliminitate or minimize charges
  • Specialized Treasury Management Services
N/A
  • Account Maintenance $10
  • ACH debits and credits $0.10
  • Per deposit $0.25
  • Charge per debit $0.10
  • Earnings Credit Subject to change Returned deposited items $3
  • Per item deposited $0.07
No
COMMERCIAL INTEREST CHECKING

*Not-For-Profit Organizations Only
$100.00
  • Earns interest on balances over $1000
  • Free ATM/Debit Card
  • Free Web Banking and Bill Pay
  • Free Mobile Banking (with GoDough App)
  • Monthly Statement with check images
  • Specialized Treasury Management Services
N/A
  • $10.00 Monthly Service Charge
  • Per Item Charge after 75 items $ 0.25 (debits and credits)
Yes
MONEY MARKET CHECKING $1,000.00
  • Tiered interest rate structure with higher rate paid on larger balances
  • Free ATM/Debit Card
  • Free Web Banking and Bill Pay
  • Free Mobile Banking (with GoDough App)
  • Monthly Statement with check images
  • Avoid monthly service charge by maintaining a minimum daily balance of $2,500.00
  • Allowed debits per month 6
  • Excess debit transactions (each) $10
  • $15 Monthly Service Charge 
No