Deposit Products

Effective Date: 6/23/14
Rates Subject To Change At Any Time

Deposit Products

Account TypeMinimum Opening DepositAccount FeaturesTo Avoid Service ChargeService Charge/ Other Account ChargesInterest
Basic Checking$50.00
  • FREE Check Card
  • FREE Internet Banking
  • N/A$3.00 Monthly
    Maintenance Fee
    N/A
    Personal Checking$100.00
  • FREE Check Card
  • FREE Internet Banking
  • Unlimited Check Writing
  • Check Images Provided with Statement
  • $500.00
    Average Daily
    Balance
    $5.00 Monthly
    Maintenance Fee
    N/A
    Personal Interest Checking$1,000.00
  • FREE Check Card
  • FREE Internet Banking
  • Unlimited Check Writing
  • Check Images Provided with Statement
  • $1,000.00
    Average Daily
    Balance
    $10.00 Monthly Maintenance FeeInterest Rate May Vary – Available on Request
    50 Plus Checking$200.00
  • FREE Check Card
  • FREE Internet Banking
  • FREE First Order of Checks with Subsequent Orders at a Reduced Rate
  • Discounted First Year Rent on Safe Deposit Box
  • Unlimited Check Writing
  • Check Images Provided with Statement
  • N/AN/AInterest Rate May Vary – Available on Request
    Personal Savings$200.00
  • FREE Internet Banking
  • 6 Free Withdrawals Per Quarter ($2.00 Withdrawal Fee in Excess of 6 Per Quarter)
  • $200.00 Average Daily Balance$4.00 Quarterly Maintenance FeeInterest Rate May Vary – Available on Request
    Personal Money Market$1,000.00
  • FREE Internet Banking
  • 4 Interest Rate Tiers
  • 6 Free Withdrawals Per Month ($10.00 Withdrawal Fee in Excess of 6 per statement cycle)
  • Maintain a $2,500.00 Average Daily Balance$15.00 Monthly Maintenance FeeInterest Rate May Vary – Available on Request
    Certificate of Deposits$1,000.00
    ($100,000 minimum deposit required for Jumbo CDs)
  • 3 Month to 60 Month Maturities Available
  • Automatic Renewal option available
  • Interest Payment Options (check, checking, savings or added back to the certificate)
  • N/AN/AInterest Rate May Vary – Available on Request
    Individual Retirement Account$1,000.00
    ($100,000 minimum
    deposit required for Jumbo CDs)
  • 6 Month to 60 Month Maturities Available
  • Fixed Rate
  • Automatically Renewable
  • Interest Compounded Quarterly
  • N/AN/AInterest Rate May Vary – Available on Request
    Safe Deposit Boxes (Bandera Location Only)N/A
  • 3”x10”
  • 5”x10”
  • 10”x10”
  • N/A
  • $30
  • $50
  • $100

  • N/A

     

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